About every 15 seconds, there is a home being burglarized in the United States. Half a million of them happen during the day due to minor mistakes like leaving the door open or not reinforcing the locks. Luckily, there are multiple ways you can keep your Atlanta, GA home safe and get the peace of mind you deserve.

Rob Hill Insurance Group also recommends purchasing home insurance to help replace the stolen items in case of a burglary.

Here are a few tips every homeowner should implement:

Secure the Doors and Windows

A survey by Nationwide Insurance showed that most burglars enter houses through open doors and windows. Over 25% of the respondents admitted to leaving doors unlocked when they were not at home in the survey. It’s important to inspect all your doors and windows to ensure they are strong and the hinges are protected.

Invest in Smart Security Systems

Today’s market offers many smart security systems that can provide your home with solid protection in Atlanta GA. You can go for DIY systems or get professional monitoring and home automation. You can install smart cameras, bulbs, and alarm systems that notify you when someone tries to break into your home from wherever you are.

Light Up Your Home

Some burglars prefer to strike and take advantage of poorly lit homes. If you have a big backyard, you may want to invest heavily in lighting to keep your outdoor space well-lit at night.  Lighting up your home not only keeps intruders away but also prevents accidents when walking around.

Get Rid of Bushes

Overgrown trees and shrubs make great hiding places for intruders. Trim down larger trees that could be used for cover, particularly behind your home. Go for smaller bushes and flowers. If you have trees or flowers touching your windows, remove them or reinforce the windows with extra security.

Don’t forget to get enough home insurance to protect your family and property. Feel free to contact Rob Hill insurance Group in Atlanta, GA to learn more about the policy, get quotes, and be informed about other policies.

You’re not necessarily legally required to have homeowner’s insurance when you purchase a house, but if you have a mortgage, you’ll need it. Here, we’ll take a look at what you need to know about purchasing a homeowner’s insurance policy as a first-time buyer. 

Consider Your Credit Score. 

If you’ve recently worked to pre-qualify for a mortgage, it’s likely that you’re already aware of your credit situation. A higher credit score could mean lower insurance premiums, so keep paying your bills on time and time twice before making any large purchases in addition to the purchase of your new home. 

Review Your Policy. 

It can be tempting to choose the cheapest policy, but you’ll want to take a close look at everything your policy includes before you agree to make an insurance purchase. Talk with your insurance agent about how to file a claim, whether you have a deductible and the ins and outs of your coverage. 

Think About Disaster-Proofing. 

Taking measures to make it less likely that your home will be affected by a disaster may lower your insurance premiums. Talk with your agent about upgrades you can make to the new home that may help you get a better deal on your insurance policy.

Ready To Buy A Home? Reach Out To Rob Hill Insurance Group, Serving Atlanta, GA, To Discuss Your Options

If you’re preparing to buy a home for the first time, congratulations! Rob Hill Insurance Group, serving Atlanta, GA, is proud to work with you to help you learn more about your homeowner’s insurance options. Reach out or stop in today to learn more.

There is an investment in your life that can last for decades to grow in value and have the ability to be left to your children and that investment is your home.  Home values rise and fall in relation to the economy and the local housing market.  If you make improvements to the house and property over time, these improvements can cause your home value to rise.  This rise in value will be exponentially reflected if the other homes in the neighborhood also experience a rise in home values.  

This lifetime investment can be wiped out in a tornado, fire, or other events that can take everything you own inside of the home.  Now, imagine that happening without the home being insured?  It’s the absolute worst-case scenario imaginable for your investment.  Insuring your home and investment is imperative to keep your house protected at all costs.  Rob Hill Insurance Group in Atlanta, GA can consult with you about your home insurance needs in Georgia today.

Insuring Your Home

Home Insurance is a prerequisite before being approved for any home purchase that requires a mortgage.  For those who have paid-off homes, insurance is merely an option to have, but it would be foolish not to have it in place.  There are simply too many variables out there to consider between home burglaries, fires, storm damage, tornadoes, and other damages that can affect the home.  

Home Insurance covers the immediate home and all contents inside the home.  So, it’s a good idea to make a list of all valuables that you own inside the house, including those that are kept in a safe.  You don’t have to list every single article of clothing you have, you can simply eyeball the dollar amount on the list.  Making this list is good for cataloging purposes and it also gives you a rough idea of how much coverage in a dollar amount that you would need in your home insurance policy.  You can also purchase liability coverage to protect against any accidents on the property outside of the home.

More Information

You can learn more information about home insurance in Georgia by contacting Rob Hill Insurance Group in Atlanta, GA today!

One of the most valuable things a homeowner can have is insurance to protect their property in the event of unexpected damage, or worse.

Owning a home in Atlanta, GA is a big accomplishment for many families. As one of the fastest-growing metro cities in the country, Atlanta attracts more people every year and the demand for homes understandably rises with the population growth. 

If you’re in the surrounding Atlanta, GA area and are looking for protection of full coverage home insurance, Rob Hill Insurance Group can more than meet your needs and provide the peace of mind in knowing that your property and your family are protected.

How Home Insurance Can Protect You

While most lenders require home insurance in their mortgage agreements, home insurance is a necessity to protect the financial security of homeowners. 

Buying a home is a wise investment decision, and it’s one that should be protected as much as possible. Investments are a solid financial move for your long-term security, but they can involve some risk. If there is a way to protect yourself from those risks, wouldn’t you? That’s what home insurance can offer you. 

The coverage will vary from homeowner, property, and individual needs, so you should make sure you’re working with an insurance expert when you select a plan.

If you’re in the Atlanta, GA area and are seeking advice about home insurance and your options for coverage, don’t hesitate to reach out to the experts at Rob Hill Insurance Group. We’re here to help answer your questions and provide support and peace of mind that your biggest investments are well protected and fully covered from whatever life may throw your way. Reach out to us today.