It’s not surprising that Atlanta, GA drivers are often confused by no-fault and comprehensive auto insurance. While these two types of auto insurance coverage are similar, they serve different purposes. Rob Hill Insurance Group discusses a few key differences between these two types of auto insurance in the guide below.
No-Fault Insurance Explained for Atlanta, GA Drivers
Georgia is among the US states that offer no-fault insurance options. These allow drivers who have been in auto accidents to have their medical expenses, fees, and lost wages covered by their own insurance companies. No-fault insurance can provide peace of mind for policyholders who know that their financial interests are protected in an accident, and the likelihood of having to deal with costly legal claims is reduced.
Comprehensive Auto Insurance in Atlanta
Comprehensive auto insurance is a form of full coverage insurance that protects your vehicle from non-collision-related incidents. These can include total losses and damages caused by natural disasters, vandalism, or theft. This full-coverage insurance type is an optional add-on that can provide peace of mind for drivers who know that their vehicle’s repair or replacement is covered.
Key Differences Between No-Fault and Comprehensive Insurance
No-fault auto insurance policies provide financial protection by covering medical expenses after an accident, while comprehensive policies typically focus on repairing or replacing your vehicle when it’s been in an accident.
Learn More About No-Fault and Comprehensive Insurance Policies in Georgia
Don’t wait until you’ve been in an auto accident, and it’s too late to protect your vehicle with liability insurance, no-fault insurance, or comprehensive auto insurance in Atlanta. Reach out to the licensed and knowledgeable insurance agents at Rob Hill Insurance Group in Atlanta to learn more about auto insurance and get a quote today!