Getting a Georgia driver’s license and exploring the freedom of open roads can be exhilarating. The guide below, courtesy of the professionals at Rob Hill Insurance Group, helps new drivers in Atlanta understand the nuances of Georgia auto insurance.
Minimum Insurance Requirements for Atlanta, GA Drivers
All motorists on Georgia roads are legally mandated to carry a minimum state-specified liability coverage. This is to safeguard other drivers in the event of incidents where you are at fault.
An at-fault accident implies that one driver has been deemed accountable for the incident based on the circumstances, statements from witnesses, and evaluations by responding officials.
- Liability Insurance: State-regulated insurance aids at-fault drivers in addressing costs that can drastically spike following a vehicular accident. A licensed insurance agent can provide further details about liability coverage amounts and commence a new liability insurance policy in Georgia.
- Comprehensive Insurance: This enhances the scope of standard liability-only insurance policies. Full coverage policies add options for drivers, passengers, and personal belongings and protect against non-collision-related incidents like auto theft, vandalism, or storm damage.
What to Anticipate When Applying for Insurance
New drivers applying for auto insurance can expect to answer a sequence of questions related to their driving history. An agent will ask about crucial details such as prior accidents, budgeting considerations, and add-ons.
Safety-conscious Georgia drivers who want to extend their auto insurance policies often invest in features like emergency roadside assistance. This can encompass vehicle jump-starts, roadside towing, rescue, and battery services.
Contact Rob Hill Insurance Group in Atlanta, GA, for a free auto insurance quote today!