As a resident of Atlanta, GA, there are a variety of insurance options available, including home insurance. Use these coverage options to help you decide which type of home insurance coverage best suits your needs.
Types of Home Insurance Coverage Options Available
The different types of home insurance available to you are:
- Dwelling
- Personal property
- Other structures
- Liability
- Guest medical protection
- Additional living expenses protection
Dwelling
Dwelling insurance is coverage protects the structure of your house, including the roof and walls.
Personal Property
Personal property coverage is insurance that protects the items in your home, such as your personal belongings. Other personal belongings can include furniture and similar items, even if these items become damaged or stolen.
Other Structures
Protection for other structures includes insurance for physical structures, such as buildings that are not attached to your home, such as a garage.
Liability Protection
Liability coverage protects you when a person sues you due to sustaining an injury on your property. This coverage also protects you if you damage someone ‘s property.
Guest Medical Protection
Guest medical protection is coverage that takes care of medical expenses if someone is injured on your property.
Additional Living Expenses Protection
Additional living expenses protection is coverage that protects you if your home becomes uninhabitable in the aftermath of losing your home.
Optional Coverage Options
There are different coverage options available, but these insurance options may not offer enough coverage for many of the things that make your home different from other homes. You may want to consider adding insurance coverage that protects your musical instruments, lawn, garden, and other items that make your home unique.
Here at Rob Hill Insurance Group, we provide Atlanta, GA residents with a variety of insurance options, including home, auto, life, commercial, renters, and motorcycle insurance. Contact us today to learn more about our different insurance solutions. Rob Hill Insurance Group is here to help.